How do high-volume P2P traders avoid bank account freezes?

I hold seeing individuals on Reddit say their bank accounts get frozen after doing crypto P2P trades, particularly when receiving money from unknown accounts.

But on the similar time, there are P2P merchants with 500–1000+ accomplished trades who seem to function constantly with out points.

So I’m curious:

How do skilled P2P merchants scale back the danger of account freezes?

Do they use specific banks or wallets which are thought-about safer for receiving P2P funds?

Are business/current accounts safer than private financial savings accounts for this?